You’d be amazed by how many people have a hearing loss in the US today. Johns Hopkins researchers show that at least 44.6 million individuals have some form of the condition, with this figure expected to rise to 74.8 million in 2060.
So why do people wait years to treat their hearing loss?
One reason is that, perhaps surprisingly, it’s actually quite hard to spot a problem – particularly in the early stages. People can spend years believing that their hearing is working fine, when in reality, there is a significant issue that needs to be assessed.
Another is that they’re in denial of their condition. In the past, those with a hearing loss felt a great deal of stigma, which prevented them from discussing their issues openly. Luckily, opinions are changing, and more people are seeking help!
However, today, a key concern for many is the potential cost of their treatment – with plenty of people unsure if their insurance plan will cover their needs.
The average investment needed for a hearing aid is roughly $2,400, and as people usually need two of these, it often rises to nearly $5,000. Those who are eligible for Medicare – which includes the majority of people with serious conditions – can get coverage for professional assistance but not for the cost of hearing aids. But the good news is that many different insurance plans do cover some or all of the costs of hearing aid treatments.
UnitedHealthcare is one of the insurance groups that does offer coverage for hearing treatments. It provides this service to people in every state in America, along with those in 130 other countries worldwide. Below, we’ve detailed exactly what you can expect to receive from their different plans if you need hearing care assistance.
Medicare Advantage (Part C) Plans
AARP MedicareComplete Plan 1 (HMO)
With this plan, you only need a $20 copay for hearing exams, a $380 copay for inner-ear hearing aids, and a $330 copay for outer-ear hearing aids. Additionally, patients may see their preferred doctor and have a $0 monthly premium.
AARP MedicareComplete Plan 3 (HMO)
This plan is very similar to plan 1. But the main difference is that the hearing exam copay is only $5, while the monthly premium is $36. The copay for both types of hearing aids is the same.
AARP MedicareComplete Plan 4 (HMO)
This plan, again, is similar to the first two. However, with this, there’s a $0 copay for hearing exams and an $81 monthly premium. The copay for both types of hearing aids is the same.
Why not let us help you?
Even with all the information to hand, it’s not always easy to tell what kind of hearing care you’re eligible to receive via your insurance policy. So why not ask our dedicated insurance experts at All About Hearing to help you?
With one quick phone call, you’ll have peace of mind on exactly where you stand with your hearing care coverage moving forward.
If you have concerns or just want to find out more information, simply give us a call at (432) 689-2220, and we’ll do all the hard work for you!