What does your hearing mean to you? Is it something extra or something essential?
The truth is that excellent hearing not only connects us to the wider world, but it also ensures that we remain in good health for years to come. That’s because our hearing is intrinsically linked to the way our brains function normally, and they can begin to suffer without regular stimulation from sounds.
Studies from Johns Hopkins University show that this can have a degrading effect on our cognitive abilities over time, raising the risks of acquiring syndromes such as dementia. The good news is that there are treatments and care options available that can stop a hearing loss in its tracks. But many worry that they don’t have the investment needed for the right assistance, which discourages them from proceeding.
In conversation with my patients, I’m often asked about different medical insurers, and in particular, about what Medicare can offer. To provide some general insights, I’ve put together an article on what Medicare coverage can provide to you.
Hearing Care Coverage from Medicare
Based on statistics, the majority of people with hearing care issues will be eligible for Medicare coverage.
That’s because, although hearing loss can affect you at any age – and frequently, young people are the most at risk – as many as one third of those ages 65 to 74 have a hearing loss.
In addition, hearing loss affects half of those ages 75 and over in America. However, Medicare won’t cover the cost of hearing aid treatments, although “part B” does offer some extra benefits regarding hearing care.
So What Exactly Does Medicare Cover?
eHealth Medicare says, “In general, Original Medicare and most Medicare Supplement (or Medigap) Plans don’t cover hearing aids, routine hearing exams, or fittings for hearing aids. This means that without other insurance, you could pay 100 percent of the costs of these.”
There is some help offered with Medicare part B, where you pay 20% coinsurance, and a deductible for doctor ordered diagnostic hearing tests that are related to an injury or illness. But in essence, this plan doesn’t offer very much in the way of tangible funded assistance.
Medicare Coverage Alternatives
If you don’t have any coverage and don’t qualify for plans, such as Medicare Advantage, you’ll have to consider other limited alternatives. In truth, the only way you can find the investment needed for hearing aid treatment will be if you qualify for a hearing-related benefits program, offered by Medicaid or another private program.
Why not let us help you?
This can all sound a bit gloomy! But the truth is that there are many ways to afford hearing care services that you might not know about. So why not take advantage of our dedicated insurance experts at All About Hearing, who can help you to get the most out of your personal situation!
With one quick phone call, you’ll have peace of mind on exactly where you stand with your hearing care coverage moving forward.
If you have concerns or just want to find out more information, simply give us a call at (432) 689-2220, and we’ll do all the hard work for you!